From first-time homebuyers to seasoned investors — I help you secure the right loan, on the right terms, every time.
One Stop Mortgage · Serving FL, GA, NC, SC, CO, PA & TX
My name is German Torres Jr. and I’m a Licensed Mortgage Broker with One Stop Mortgage. Born and raised in West Palm Beach, real estate has always been more than a career for me — it’s a passion.
I earned a double major in Finance and Real Estate from Florida State University, then launched my career in commercial real estate with a focus on investment sales. That foundation gave me a deep understanding of how deals are structured and what investors actually need — insight I bring to every loan I close.
With nearly five years in the mortgage industry, I’ve helped buyers, homeowners, and investors across Florida and beyond navigate everything from a first home purchase to complex investment portfolios. When I’m not working, you’ll find me on the golf course or out enjoying everything South Florida has to offer.
I have access to a full suite of loan programs — from traditional government-backed loans to creative investor financing. Whatever your situation, I’ll find the right fit.
One Stop Mortgage is licensed in 7 states.
This is an estimate only. Contact me for a personalized quote.
Estimate does not include taxes, insurance, HOA, or PMI. Rates and terms vary based on credit profile and loan type.
“German was always available whether it was during working hours, nights or weekends to answer any questions.”
“German was extremely helpful with my first home purchase. He was very responsive, knowledgeable, and kept me updated throughout the whole loan process.”
“Great communication from day one throughout the loan process to the closing. Great job, very professional.”
“Communication was always easy and helpful! I felt like I was being supported through the whole process.”
“Great communication and easy explanation of everything for our understanding!”
“German was always available even after hours to help with and guide my client through the loan process. Thank you for your help and support.”
Whether you’re buying your first home, refinancing, or building your investment portfolio — I’m here to guide you through every step. Reach out and let’s find the right loan for you.
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